Aflac how does it work

See how Aflac Dental Insurance can help you afford the confidence that comes with having great teeth. Learn how Aflac Vision Insurance can help.

Notifications from Aflac. Dismiss all notifications closes this dialog. High Contrast Mode. Business Owners Aflac lets you provide your employees with outstanding benefits without costing you a penny. Guaranteed Payout.

Me, Disabled? Accessed August 6, In Oklahoma, Rider A In Texas, Rider A Rider may not be available in all states. Limitations and exclusions may apply. Benefits are determined by state and plan level selected. Contact your agent for details. Benefit periods, elimination periods, monthly disability benefit amounts may vary by state, benefit option, and level of coverage selected. This is a brief product overview only. Coverage may not be available in all states.

Optional riders are available at an additional cost. The policy has limitations and exclusions that may affect benefits payable. Refer to the policy for complete details, limitations, and exclusions. For costs and complete details of the coverage, please contact your local Aflac agent. Limitations and Exclusions for residents of Arizona:. Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage.

Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States. Aflac will not pay benefits whenever coverage provided by the policy is in violation of any U. If the coverage violates U. Critical Illness Specified Health Event Helps with out-of-pocket costs if you experience a covered health event. Hospital Confinement Indemnity Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits.

Vision Helps with the costs of covered vision exams, treatments and correction materials. Life and Juvenile Life Helps with unexpected costs if something happens to you or a covered dependent. Accessed on Jan.

Kaiser Family Foundation